Commercial Mortgages
Commercial financing provides investors with the capital needed to acquire, develop, or refinance income-generating properties such as retail plazas, office buildings, multi-unit residential complexes, and mixed-use developments.
Unlike residential loans, commercial mortgages are often structured around the property's income potential rather than personal income, allowing for higher leverage and scalable growth.
With flexible terms, competitive interest rates, and access to specialized lending programs, commercial financing helps investors expand their portfolios, optimize cash flow, and unlock long-term property value.
Comprehensive Commercial Real Estate Financing
At RR Mortgage, we understand that every commercial project has unique financing needs. We offer a diverse range of financing solutions to help investors and businesses secure the right funding for their properties:
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Multi-Family Residential: Up to 95% financing for construction, acquisition, or refinancing of apartment buildings.
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Student Housing: Loans for purpose-built student accommodations, both on and off-campus.
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Retirement Communities: Financing for senior living developments, including independent and assisted living facilities.
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Land Development: Loans for land acquisition, servicing, and development projects.
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Mixed-Use Properties: Financing for buildings that combine residential and commercial spaces.
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Retail Properties: Loans designed for shopping centres, strip malls, and standalone retail buildings.
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Industrial Facilities: Financing solutions for warehouses, manufacturing plants, and distribution centers.
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Office Buildings: Loans for office acquisitions, renovations, or new developments.
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Storage Facilities: Funding for self-storage units and commercial warehouse projects.
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Hospitality Sector: Financing for hotels, motels, and short-term accommodation properties.
Commercial Property Types
Mixed Use Commercial Financing
Mixed Use Commercial Financing
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Properties consisting of 25% commercial spaces, such as retail with apartments, office spaces with condos, and live-work units.
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They provide diverse income streams and flexible financing options tailored to their unique structure.
Commercial Bridge Loans
Commercial Bridge Loans
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Short-term financing for investors to acquire or renovate properties.
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Ideal for transitional and urgent investments.
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Flexible terms and quick capital access.
Retail Plaza Financing
Retail Plaza Financing
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Financing for shopping centers and mixed-use retail spaces.
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Refinancing options to boost cash flow.
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Competitive rates and flexible terms for investors.
CMHC MLI Select
CMHC MLI Select
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Supports multi-unit properties with competitive rates
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Offers higher loan-to-value ratios
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Ideal for investors in rental housing
Construction Financing
Construction Financing
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Flexible funding for office, retail, industrial, and multi-unit residential projects.
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Competitive rates and draw schedules.
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Helping secure necessary capital for successful project completion.
Apartment Building Financing
Apartment Building Financing
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Purchase, construction, and refinancing.
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Competitive rates and flexible terms for investors.
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Insured and conventional financing options available.
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Maximize cash flow and scale rental portfolios.
CMHC Conventional Financing
CMHC Conventional Financing
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Insured financing for income
generating commercial properties. -
Competitive terms and higher loan amounts for investors.
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Lowers lender risk for acquisition or refinancing
Retirement Home Financing
Retirement Home Financing
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Financing solutions for retirement homes and assisted living facilities.
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Flexible terms and competitive rates for acquisitions and refinancing.
Hospitality Property Financing
Apartment Building Financing
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Flexible financing for hotels, motels, lodges, and resort properties across Canada.
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Tailored loan structures with competitive rates and terms.
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Supporting acquisitions, renovations, new builds, and brand conversions.