What Clients Ask The Most
Answers To All Your Questions. Book a call to learn more or email me at ribhu@ribhurampersad.ca
Should I refinance right now?
Interest rates are a bit high right now, but refinances can play a integral role in consolidating debt or as a tool to invest in more real estate or other investment vehicles. I have personally done both, and have helped countless clients do the same. Despite higher rates, I can help guide you to a solution with the maximum return on investment.
Should I get a fixed rate or adjustable rate loan?
This one is tricky in today's environment. We are in unprecedented times right now, and I have been been recommending short term fixed rate mortgages for my average client. However, this varies based on your individual situation based on your needs for flexibility, investment time horizon etc. Book a call not to discuss your specific situation.
Should I accept my bank's renewal offer?
You should always get a second opinion. Mortgage brokers like myself have access to may different types of lenders and products, not necessarily available at your bank branch. Reach out to me for a second opinion and I will ensure you end up with the best mortgage product for your individual situation.